Blog & insights

Spray foam insurance, decoded

Plain-English guides on the coverage that matters for spray foam contractors — off-ratio claims, pollution liability, GL policy language, and workers' comp for applicator crews.

Spray Foam Insurance Company vs. Agency: Who Should You Work With?
Featured
Insurance BasicsJune 10, 20263 min read

Spray Foam Insurance Company vs. Agency: Who Should You Work With?

Understanding the difference between a spray foam insurance company and a general broker can save you thousands and prevent catastrophic coverage gaps.

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Insurance Basics4 min read

What Makes the Best Spray Foam Insurance Company?

Not all spray foam insurance is the same. Here's what separates the best spray foam insurance company from a generic broker placing a standard GL policy.

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General Liability4 min read

Spray Foam GL Policy: What It Covers and What It Doesn't

A standard general liability policy isn't enough for spray foam contractors. Here's what a spray foam GL policy should cover — and the exclusions that leave most applicators exposed.

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Certificates4 min read

How to Get a Same-Day Certificate of Insurance for Spray Foam Work

GCs and property owners want certificates now. Here's how to get a same-day certificate of insurance for spray foam work — and what needs to be on it.

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Off-Ratio Coverage5 min read

Off-Ratio Spray Foam Coverage: What Every Applicator Needs to Know

Off-ratio foam is the most common large claim in the spray foam industry — and most standard GL policies exclude it. Here's what off-ratio coverage is and why you need it.

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